Money is a tool, a resource we can use to help us get to the life we want. The thing I like most about You Need a Budget(the book) is that it focuses not just on how, but on why. So here’s my take on the YNAB book, with a little FAQ thrown in. It’s like saying, “Stephanie I know you love chocolate and peanut butter, well I made this new dessert that combines chocolate and peanut butter… try it and let me know what you think!” Plus, Jesse has always had a way of making budgeting, a potentially dull topic, fun and entertaining. The YNAB methodology is the smartest, most effective way we’ve found to manage our money, and I’ve heard the same from many others. To be completely honest, I was pretty sure I would like the book before I even opened it. I know that sounds dramatic, but it’s true.Īs someone who has used, loved, and written about YNAB for years, I was planning to get the new book You Need a Budget: The Proven System for Breaking the Paycheck-to-Paycheck Cycle, Getting Out of Debt, and Living the Life You Want , written by YNAB’s creator, Jesse Mecham, and review it for you.Īpparently someone at YNAB was reading my mind, because before I bought my copy, they contacted me and asked if I would accept a free copy in exchange for writing a review on my blog! Umm yes! We have for years! Learning the You Need a Budget methodology revolutionized the way we think of and handle our money. If you’ve been around Six Figures Under for any length of time, you know that we budget with YNAB.
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